What is life insurance, and why do I need it?
To cover End-of-Life Expenses– Final Expense life insurance is often a cost-effective choice to covering burial and cremation expenses.
To provide for loved ones–Whether it’s a gift for your family, or much needed financial support for a surviving spouse, life insurance provides a tax-free death benefit to the ones you love most. The proceeds can be used to replace income, pay off a mortgage or other debt, or any other needs your family may have upon your passing.
Chronic and Terminal Illness–Many life insurance policies include riders that allow you to access the death benefit if you are diagnosed with a Chronic or Terminal Illness. This unique benefit can help you with the many costs associated with a serious illness
Top reasons to consider life insurance:
Life Insurance is a sound financial decision.
Life Insurance is a critical component to any well-rounded financial plan. It can provide protection in some of the most difficult times in one’s life, and can even provide benefits prior to one’s death. It is one of the only products that is judgement proof, pays out tax free, and avoids probate! Because Patriot Insurance Services works with dozens of insurance carriers, we can take all the guesswork out of getting covered today. Even if you have poor health, there are options available for you!