Home insurance coverage you can rely on from a local agency.

Finding affordable and reliable homeowners insurance in North Texas can feel daunting, but at Patriot Insurance we make it easy! Unlike most insurance agents, we are not restricted to offering just one insurance company. As an independent insurance brokerage, our agency partners with several highly-rated companies to ensure we find the right coverage for your home.

Located near the historic Granbury downtown square, we are truly local and available to sit down and meet your needs face to face. If you prefer to work with us remotely, we can shop, quote, and bind your new home insurance coverage all over the phone!

Ready to help you with your insurance needs!

✔ Homeowners Insurance
✔ Metal roof coverage
✔ Lakefront property
✔ Mobile homes
✔ Rental Property Insurance
✔ Manufactured & Modular homes

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Can you find reasonable home insurance rates in Hood county?

Did you know home and auto insurance rates vary greatly depending where you live? That’s why we choose to specialize in covering Hood, Erath, Somerville, Parker, and surrounding counties. By focusing on our local area, we can select insurance companies based on the unique risks in your region of Texas.

As you can imagine, Granbury has many lake homes and manufactured homes, so certain insurance companies will view the area as a higher risk. Alternatively, if you live in Tolar or Glen Rose, those same companies may offer competitive coverage.

Fire hazard rating, drought, and hail storm frequency also play a big role in the availability of homeowners and auto insurance in a given area. We work hard to ensure that we partner with insurance companies that are willing to provide reasonable rates and coverage in North Texas.

Frequently asked questions about homeowners insurance:

  • Yes! As long as your claim has been resolved, it is still possible to shop for a new rate on your home. Hail claims are very common in North Texas and do not automatically preclude you from new coverage.

  • Yes! Metal roofs and metal barndominiums are fairly common in Hood County, and some insurance companies will cover this risk.

  • Unfortunately, many insurance companies set their rates by factoring in the collective risks of a given area. So even if you have never made a claim on your home in Pecan Plantation, a recent hail storm in Tolar may have contributed to rate hikes for everyone in Hood County.